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HSBC Credit Cards HSBC offers consumer credit cards catered to people with a broad range of credit. If you have good credit, you may apply for their platinum offers, Union Plus, or GM Flex Card. Please note that if you wish to apply for the Union Plus Card issued by HSBC, you must be a member of a union. If you have bad credit, you may apply for an Orchard Bank offer which is a sub-division of HSBC credit cards.
| HSBC MasterCard® With Cash Or Fly Rewards |
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- Earn 1 point for every dollar of net retail purchases, everywhere you shop.
- Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points.
- Or redeem points for 1% cash back.
- Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
- No annual fee, for qualifying applicants.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
12 Months |
8.99%-19.8% |
$0 |
Yes |
Good |
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- Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays.
- Receive 1% cash back on new net retail purchases made Monday through Friday.
- Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration.
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance.
- 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
12 Months |
8.99%-19.8% |
$0 |
Yes |
Good |
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| Orchard Bank Classic MasterCard |
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- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages to remind you of your upcoming payment due date with online enrollment.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months |
7.9%-15.99% |
$0-$79 |
N/A |
Bad OK |
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| Union Plus® MasterCard |
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- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere. Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- All Calls answered in the United States. No annual fee and No liability for unauthorized purchases.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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1.99% |
6 Months |
13.99% |
$0 |
Yes |
Good |
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